While Han Lie is regretting that he spent little time in study when he was in his high school and university, which makes him a loser now, the Consumption System occurs and gives him a chance to come back to the time when he was on the train to the university. The future might be bright, but there is a big problem at present... Where to scrounge up Consumption Value to upgrade his System? The bull market next year might be a good opportunity!