Chapter 4 Decker's team worked with terrifying efficiency . [ ] 24 hours later , he initiated a video conference with me- " Your situation's worse than I thought . Vincent's trust structure is a perfect closed loop . By the time you win a lawsuit in the Caymans , the money will be long gone and laundered clean . " [ ] My heart suddenly plummeted . [ ] " But … He got too greedy . " " To maintain absolute control , he made himself both the sole administrator and supervisor . Once he goes down , the whole structure collapses . " " We need startup capital . " ] With that , Decker sent me a document . ] " I found a joint emergency fund account under both your names . Swiss bank . Twenty million " ] ] Twenty million ? Oh yes , I remembered that . " Needs dual - factor authentication from both parties , " Decker reminded me . " I know . " I knew Vincent's passwords , inside and out . ] All his passwords related to the same few numbers . [ ] Our wedding anniversary , his birthday , and … Luna's birthday . ]] I took a deep breath and logged into Swiss Bank Entered the account number and my verification code . ] System prompt : [ Please enter administrator's dynamic verification code . ) Wedding anniversary - wrong . ] Luna's birthday - wrong My heart raced . Wait That bastard kid , Kai I entered Kai's calculated birthday . [ Verification Successfull I immediately entered the transfer amount : 20,000,000 . ] ] Heart pounding like a drum , I clicked " Confirm . " The screen showed : " Processing transaction … " I did it ! ] ] I had ammunition to fight back ! ] Three - minute countdown . 60 seconds … 30 seconds … My phone suddenly started ringing frantically It wasn't a deposit notification - it was the bank's anti - fraud alert . ] [ WARNING : Your account has triggered a high - risk transaction alert . Account permanently frozen . ] ]] Trozen ? How was that possible ? || rd passed verification ! ] My phone rang again . ] Vincent I answered . " Hey babe , good evening His voice carried that cat and mouse amusement . " Thus was you ? " " Gotta say , you're a bit smarter than I thought . Actually guessing Kai's birthday . " ] " But Jade you're so naive " ] " In financial games , every loophole you can easily spot is a trap " My head was buzzing | " What do you mean ? " Chapter i " I left that account there on purpose , just to test your greed and stupidity . " || " I set up a reverse trigger ' alert . Any attempt to bypass me through password guessing for large transfers automatically triggers the highest level of risk control and permanently freezes the account . " [] " Only I can unlock it . You idiot ! " The world spun around me . [] Not only had I failed to get the money . I'd blocked off the last possible route . Vincent chuckled on the other end . " Thanks , Jade . You saved me the trouble of dealing with that joint asset . " " Oh , and thirty minutes ago , as CEO of Whitman Corp , I forcibly liquidated all the company's key stock holdings and cashed que . " [ ] " Right now , Whitman Corp's liquid assets are - ZERO . " ||| " Good luck , my ex - wife . " I collapsed to the floor . I'd lost ! ] Lost everything ! The twenty million emergency fund was frozen , Whitman Corp's liquid assets were drained . ] Vincent had used one trap to cut off my last lifeline . I was completely broke how . The sole heir to a billion - dollar empire couldn't even survive tomorrow . Looking back at the video conference , I spoke with a trembling voice . [ ] " Mr. Ashford , I'm out of money . " " I know . " Decker lit a cigarette . ] ] " Not just legal fees - I don't even have startup capital anymore . " I closed my eyes , waiting for him to end the call . But Decker just blew out a smoke ring " Ms. Whitman , I think you're misunderstanding something . " " That little financial game ' Vincent just pulled on you ? Child's play where I come from . " ] " On Wall Street , destroying an enemy is way more fun than carning a few million in consulting fees . " ] He flicked his ash . " Contingency basis . I'm taking the case . " ] " Thirty percent of whatever we recover . " ] I was so excited I nearly cried . [ ] " Thank you … " ] " Don't thank me yet . Now , let's get to work " ]